State Farms insured rear-ended my car. I filed a claim, State Farm sent nobody out to look at the damages.
The insured lied to the company and said I merged into the left hand lane, and that caused him to tailgate me and eventually hit my car. State Farm denied my claim. The damages were around $5,500 bucks. I took the insured to court and won.
State Farm urged the insured to appeal and represented the insured. State Farm's lawyers tried to use intimidation to sway me, but was unsuccessful to deter me. I won the appeals and was awarded a higher amount that was owed. 2 weeks went by, and no contact about the judgement from State Farm or their insured.
Therefore I filed a subpoena and a load of other paperwork to get a lien on the insured's bank acct. While the Sheriffs Dept. was serving the insured, State Farm finally contacted me to advise me to stop harassing the insured. I swiftly advised State Farm that I will take the insured back to court till I receive my judgement.
State Farm was then willing to work with my, only after low-balling at first. With a little insistence, State Farm would finally overnight a check.
Long story short this all could have been avoided if State Farm used some due diligence to analysis the damage do some research and payed for my damages.
Instead they payed double the amount plus court fees. State Farm, like many insurance companies, are out for themselves and their motto "good neighbor" is a fallacy.
Product or Service Mentioned: State Farm Insurance Claim.