My husband had three accidents in three years. One was backing into a car in our driveway.
One was on a side street, he stopped, backed up to park, and a driver trying to pass him swiped our car. Another at a highway intersection in the ozarks, driver was at the bottom of a hill came upon him before he was fully pulled out from a stop sign, hit the back of his truck. We thought it was a no fault, and never even received an accident report. Our records were clean otherwise.
State Farm cancelled both of our cars.
We have 14 homes and several watercrafts insured with them, plus a million dollar liability insurance. I am going to do a little canceling on my own.