State Farm recently informed me that they are not renewing my auto policies due to the fact that I have had more than 1 claim within the first 3 years of being their customer. "Like a good neighbor"?
How about "like a fair-weather friend". Over a year ago I was hit in the rear while stopped at a traffic light...the other driver was found to be 100% at fault. I went to the E.R. to get checked out for my back pain (as a precaution) and submitted my claim with State Farm's PIP department (Personal Injury Protection).
Then 2 months ago I had an unfortunate situation on the road that caused me to lay down my motorcycle. I did not hit or hurt anyone but I had injuries that were treated in the E.R. and the motorcycle was totaled. Yes, this motorcycle accident was my fault.
It was an ACCIDENT. My first at fault accident EVER! State Farm does not cover personal injuries on motorcyclists in NJ so they were only responsible for the loss on the actual motorcycle. But since I have been insured with State Farm for less than 3 years they are holding the previous 2011 PIP claim against me along with 2012 total loss on my motorcycle.
It's very typical actually. Insurance companies have no problem taking your money every month/year. But God forbid they have to do their job...what you're paying them for...and suddenly they want to drop you. They don't bother taking into consideration that you're a loyal customer that has always paid in full and on time every single month.
They don't care that you also have home owners insurance and a life insurance policy with them. They don't care that you're a good driver with a clean record for years. They don't care about anything except money....EASY MONEY! They don't want to have to work to get your money.
They want monthly payments and no paperwork. Neighbors are there for you through the tough times. Fair weather friends bail out at the first sign of trouble. So thank you State Farm for being a fair weather friend.
You could care less about the people you insure. You don't know them and you don't want to know them. It's nice to see you set yourselves apart from all the other insurance giants out there. If you work for State Farm, you should be ashamed of yourself.
How can you sleep at night knowing you punish hard working individuals for not being perfect?
NO ONE is perfect! That's why we have insurance.
Product or Service Mentioned: State Farm Insurance Claim.