Dallas, Texas
1.2K views 20 comments
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State Farm has cancelled our home owner's insurance after 12 years on the basis of the number of claims filed. One was a false liability claim that was never paid out. The others were all the result of wind or hail damage to our home.

The amount we have paid in insurance premiums doesn't even come close to the amount they have paid out to settle these claims. Are we supposed to leave damage unrepaired when we are trying to sell our home?

No one warned us that filing a claim could endanger our policy.

I'll never use State Farm again.

Review about: Home Insurance.

Review #242538 is a subjective opinion of a user.

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Kev
Des Moines, Iowa, United States #953045
We've been with State Farm for 40 years and the only claim (ever) was for severe hail damage 37 years. ago. We have three homes insured through them. One of the homes is for sale through a Realtor (for only 3 months... we bought a new house) ... and they cancelled that policy BECAUSE IT IS VACANT!
The only purpose for insurance is risk management. But State Farm is "risk managing" themselves out of business. If you can't trust them to cover you while you sell your home...you can't trust them period. Goodbye State Farm.
Insurance agent colorado
Littleton, Colorado, United States #819973
Be careful, your ignorance about the insurance industry and posting slanderous ignorant statements can and will ventually land you in court.
anon
#776454
We paid in for over 20 years and then had 2 claims with nothought that there would ve a problem, then got cancelled too. We are moving all our cars, very disgusted with State Farm now!
Anonymous
Noblesville, Indiana, United States #698512
I am pissed at the insurance companies these days, They suck!! all of them for any reason that you might need to have insurance for. They want your money but gives you nothing I mean nothing when you need it. If you have to deal with it yourself or pay for your own repairs, why in the *** do we have to give them our money. Like I said they all suck.. SUCK BALLS!!! and having to go from paying 800 to 3000 a year sucks even worse.
Jerry
Duncan, Oklahoma, United States #658635
they just cancelled ours for 3 claims due to hail damage on our roof in 25 years. the thing that burns my butt is that the adjustor decides if repairs are needed not us. we called and asked them to look and they decided it needed replacing. Seems to me they should educate their adjustors a little more. Our agent is acting on our behalf. I thought they used to be a good company but now I am not so sure. I guess we should have let the roof leak and when we filed a claim it would have been triple the amount to replace the roof, ceilings, furniture, and whatever else was damaged.
Chino Home
#503172
Yes..they did the same thing to us, after 35 years and only 3 claims during that time from weather issues. Seems perhaps State Farm loves to collect premiums though. Maybe they should get out of the insurance business...after all isn't that why we buy insurance???
Mickey
to Chino Home Sugar Land, Texas, United States #573045
I just got a letter today telling me my homeowners ins. will not be renews because we did not give them verification of repairs. We had a water leak outside our home and we though it was under the house, but it was just a small pipe that broke. Had it fixed almost two years ago, we have had this policy for almost 36 years, what a sorry thing to do, and what I can't understand is why they waited until now to do this. Like I said it's only been almost 2 years since we had this leak.
mrfutbol
to Mickey Los Angeles, California, United States #766868
It's the banks who hold your loan, if you still have mortgage, that push for homeowner's to cover their assets or liens in case of a fire. Also, if some one falls in your driveway and requires medical attention, the insurance kicks in with 1000 - 5000 for medical. If the injured person wants to sue you above and beyond the 5000, I believe the insurance is out of it. If it wasn't for the banks wanting you to have insurance, most homeownwer's would not have them for obvious reasons mentioned on this chat board.
j. buttfire
#392970
the no.of claims will continue to increase as people file ho claims as u have pointed out, why did u have so many claims when your neighbors probably had none
Tori S
#391359
I was with them for 33 years and due to weather I had claims so I paid out extra money to change different ways to prevent from happening again and they canceled my homeowners. I had a quote from Allstate for my car that was 400.00 less a year but I wanted to stay with state farm so I took less coverage on my car. Yes I will change my cars and never give state farm another dime.

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