I have been a State Farm customer since 1976 , and had with them a homeowners insurance . This year they dropped me like a hot potato without any warning , and will not be extending my policy because of three claims over a period of last five years.
All claims were weather related , twice high winds and hail damages , and once water damages . At the time of the claims I was told by the appraising agents that these type of claims will not be counted against me since they were " acts of God". Nevertheless the company dropped my insurance despite the number of years I had the policy ,
and the fact that none of these claims were due to negligence on my part.
My insurance agent tried to appeal but was met with a negative outcome .The cover letter about the dropping of the insurance was a form letter and I felt I was being treated like a criminal. For those who are shopping around for home insurance , and live in regions where weather is a factor ( I live in Chicago) my advice is to stay away from State Farm because if you have couple of strikes you are out .
Product or Service Mentioned: State Farm Insurance Homeowners Insurance.
Monetary Loss: $4000.