I've paid State Farm home owners premiums for over 35 years. I live right in the middle of a hail storm disaster zone 5-25-11 in Ohio recognized by all insurances.
I claim damage to my roof. The State farm had conflict with my contractor because they were seen as a storm chasing contractor. The communication was obvious. The State Farm adjuster was not going to have the contractor suggest anything.
Cars in front of my house damaged, obvious dents in roof, didn't seem to matter. I felt i was a victim to an ongoing battle between these two companies. Problem was, that I got denied a new roof. My neighbors all got roofs, and most people in storm path got claims paid.
I asked for another adjuster and they said if I got another contractor, so I did. Adjuster came back, only it was the same adjuster.
He wasn't about to say he was wrong before, so he denied a roof the second time. I called my agent and he said he couldn't help me.
Monetary Loss: $9000.