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27 years and I get a call today State Farm canceling my Homeowners insurance

How can this be allowed?

Review about: State Farm Insurance Homeowners Insurance.

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Anonymous
#844586

Every year when your policy is up for renewal, the company reviews your risk to them. They evaluate your loss history and decide what the potential is for future losses from you.

They make the decision as to what sort of future risk you will be then offer a renewal or not. Clearly, you've made several claims or have made claims questionable claims or have made claims that are close together. That's when you're not offered a renewal.

Same way with every insurance company. The policy starts over year to year, it's not continuous.

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