So I was backing out of a parking space and looked in my mirror and nobody was backing out or coming from anywhere! So I continue backing out of my space and a car from out of nowhere came backing out of their spot and we hit.
The same time that we collided the other person honks their horn. So I was at fault because they blew their horn. I am so mad!!! Anyways, they ended up with a tiny cracked tail light(Just the covering) not the light itself.
State Farm tells me that I get an accident forgiveness because I have been with them so long and not had one accident in my life...being with them for 16years! So I let it go even though I was mad!They told me my premium shouldn't go up at all because it was very minor damage and I should also be okay with having an accident forgiveness! Come to find out 5 months later I get a thing in the mail stating that I lose my accident free discount and they raised my premium an extra 20 dollars a month! So I call to ask about where my forgiveness is and the same lady who told me I get it asked me who I talked to and who would have told me that.
She stated that I began a new policy when my husband and I were married, so it didn't count at all that I had state farm from the get go. Nobody ever told me this in the beginning. They made it sound like everything would be ok and I get my forgiveness and the other lady had minor damage...then boom!! Not!!!
Then they tell me that it costed over one thousand dollars to fix her little cracked tail light!!! Sounds ridiculous to me!!! This person had State Farm also!! She was older and also ran into a pole 6 months prior to backing into me and she had previous damage on her car.
Called to make sure I wasn't paying for a dent that she already had and stated was already there. They called me back with unfortunately that is how much it costed. I think after 16 yrs...I don't care if I got married or not I should have my forgiveness and that accident should have been shared fault if anything!!! I am pissed and so done and leaving state farm!!!
I am even surrendering my life insurance from them!!! I never felt so used and screwed over so much!! I thought boy...if this was my only accident and I had all this stuff happen and they want to blame me for everything and not give me what I deserve then I should go somewhere where I feel more comfortable and I do not want to ever know what it is like to go through state farm if I had a major accident!!! Of course I was fine with them for my 16 years or so....but never ever had anything happen when I really needed them.
The one time something happens and I am horrible and I hit them because they freaking honked a horn!!! Whatever!!!And where my little suv hit her car it was in the middle of my suv and hers was on the end I was already way further out in the lane than her...but ...she honked a horn and backs into poles and I have a clean driving record and ok...benefit of the doubt...shared fault!! Why was it totally my fault???? WEIRD!!!
I bet you my policy paid for a whole new bumper which she dented on the pole for as much as it costed!!!
I have been screwed!!!!!!!!!!!!! By By State Farm!!!!!!!!!!!!!!!
Product or Service Mentioned: State Farm Insurance Auto Insurance.
Monetary Loss: $500.