I am a healthcare provider. I treated a patient for injuries she suffered in a MVA.
I submitted the bills over 3 months ago and have not been paid. They are using delaying tactics and I know have no intention of paying me or her other medical bills. I figured out their strategy: because my patient's MVA was low speed, she had a previous MVA 5 years prior, and the person who hit her was also insured with State Farm.
They are shady, unethical billion dollar profit company.
Don't fall for their "like a good neighbor state farm is there" advertising. If you live in WA state I have never had a problem getting paid from PEMCO.